By now all voting CIRI shareholders should have received two proxy mailings from CIRI for the upcoming Annual Meeting of Shareholders to be held on Saturday, June 7, 2003. The first packet, mailed on April 3, 2003, contained a proxy statement, CIRI proxy form, return envelope, annual meeting prize flyer, and letter from CIRI Chairman Terry Simpson, M.D. The second proxy packet, mailed April 18, 2003, contained the 2002 CIRI Annual Report, the official Notice of the Annual Meeting and 2003 CIRI Voter’s Guide, a supplemental proxy statement, a revised proxy, return envelope, and Shareholder Participation Committee reply card.

All voting shareholders are encouraged to read through the following materials contained in the packets:

CIRI Proxy Statement
This proxy statement announces the CIRI Board-endorsed candidates, continuing Board members, information about the election process and its rules, and other important information.

CIRI Proxy
Original CIRI proxy for election of five directors.

Notice of Prize Drawings
There are many exciting prizes this year for proxies (for any proxy holder or candidate) returned by Friday, May 30, 2003. The early bird prize drawing deadline is May 2, 2003.

Annual Report
This report provides shareholders with an overview of the corporation’s financial activities for the previous year with audited financial statements of the company.

Notice of Annual Meeting of Shareholders and Voter’s Guide
The notice is an official announcement of the 2003 Annual Meeting of Shareholders from the secretary of the CIRI Board of Directors. This notice explains the purpose of the meeting, which is to hear a business report on CIRI’s operations for 2002, elect five directors to the CIRI Board for three-year terms, to vote on a binding resolution to establish the CIRI Elders’ Settlement Trust, to vote on advisory resolutions regarding a special dividend, and to transact other business that may properly be brought forward at the meeting. The voter’s guide explains the revised proxy format, reviews voting for directors, and provides information about the binding resolution approving the CIRI Elders’ Settlement Trust, and information on the advisory resolutions regarding a special dividend.

Supplemental Proxy Statement
These supplemental Proxy Statements include more detailed information regarding the CIRI Elders’ Settlement Trust and the advisory resolutions regarding a special dividend. Even if you have already voted, please sign and date the revised proxy and return in postage-paid envelope.

Revised CIRI Proxy Form
Select five directors to the CIRI Board, vote on whether or not to establish an irrevocable Elders’ Settlement Trust, choose from two options presented regarding a special dividend, sign, date, and return your CIRI proxy as soon as possible.

Shareholder Participation Committee Reply Card
This card provides shareholders an opportunity to participate in a drawing to choose new members of the CIRI Shareholder Participation Committees. Following the annual meeting, the names of six replacement members will be drawn to fill terms that are vacant or expiring.

Return Envelope
Use either postage-paid return envelope to return your CIRI proxy.