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YOUR DIRECT DEPOSIT INFORMATION CURRENT
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CIRI's direct deposit program was instituted to safeguard
against misplaced, lost, or stolen dividend checks, and for shareholders
to receive dividends faster. In order for direct deposit to be effective,
it is important for shareholders to advise CIRI in writing of any changes
to existing direct deposit account information and instructions before
the direct deposit deadline for the next distribution.
CIRI received many bank rejection notices of directly deposited dividends following the distribution of the 2002 first quarter dividend. Rejection of the direct deposit may be a result of a closed bank account, changed account number, or bank change. When a direct deposit is rejected, it delays payment to the shareholder. Payment must be reissued in check form, which cannot happen until CIRI is notified of credit in the proper amount to the CIRI account. To find out more about direct deposit, or to download an "Authorization for Direct Deposit of Dividends" form, visit the CIRI web site at /shareholder/direct_deposit.htm. Forms can also be obtained by calling the Shareholder Relations Department at (907) 274-8638, or toll-free at 1-800-764-CIRI (2474), or by visiting the department. To ensure distributions are deposited on time and without delay, shareholders must notify the CIRI Shareholder Relations department in writing of any of the following changes to banking information:
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