Proposal Requirements


WHAT ARE THE REQUIREMENTS FOR SUBMITTING AN INVESTMENT PROPOSAL TO CIRI?

In general, CIRI does not provide start-up capital for new businesses. However, if you wish for us to consider investment requests, we ask for the following information to be submitted in writing:

  • Background information about the business concept and its growth potential,
  • Proposed organizational structure,
  • Five-year business plan,
  • Five-year pro forma financial statements (income statement, balance sheet and cash flow analysis),
  • Capital Structure of the proposed business, including amount of capital to be contributed by sponsors,
  • Qualifications of the management team, and
  • Target value of the enterprise at the end of the five-year period.

This information may be sent to the attention of the Business Development Department.

DOES CIRI PROVIDE BUSINESS LOANS OR OTHERWISE ASSIST SHAREHOLDERS WHO ARE STARTING A BUSINESS?

Neither CIRI nor any of its nonprofit organizations or subsidiaries is chartered to provide financial or technical assistance for starting a business. Assistance may be available through:

The SBA provides a business loan program, workshops and free counseling on how to start a small business, and you may qualify for federal programs that steer a portion of government contracts to businesses owned by minorities, such as the SBA’s “8(a) Program.” The BIA also administers a small business loan program and provides workshops and counseling on how to start a small business. Additionally, many universities and community schools also provide reference libraries, workshops, and technical assistance on starting a small business, developing business plans, and preparing commercial loan proposals.